I have $25,000 in student loans for my undergrad degree and my parents took out $60,000 on my behalf. I’m on income based repayment with $0 monthly payment. Whenever I earn overtime or get a tax refund I throw it at the loans, otherwise I don’t think about them often.

To my surprise, my loans had little affect on my ability to get a car loan. Other than occasional anxiety about them, the loans haven’t affected my life much.

Writer & Poet living in SoCal. Plant lady. Always has too many questions. Name pronounced (Air-e-on-uh)

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